NEW DELHI: The Health Insurance Advisory Group of the Federation of Indian Chambers of Commerce and Industry (FICCI) has recommended some standard measures in order to bring in some better regulations for health insurance sector.
The measures are especially focusing to streamline issues pertaining in the areas like standard definitions for critical illness, billing procedures and discharge summary, standard treatment guidelines, standardisation of list of excluded (non-medical) expenses in hospital indemnity policy and Standardisation of healthcare provider-insurer and Provider.
The Federation has said that increment in the healthcare problems of communicable diseases and lifestyle diseases are being witnessed across the country. Patients, especially living below poverty line as well as aged ones, have to pay high cost for the treatment due to lack health insurance accessibility. The FICCI has been trying to form multi-stakeholder group with the support of Insurance Regulatory and Development Authority (IRDA), World Bank, National Accreditation Board for Hospitals and Healthcare Providers, Rashtriya Swasthya Bima Yojana, and other healthcare insurance companies.